What makes your mortgage process different from other lenders in Roseville?

Our mortgage process focuses on speed, communication, and flexibility. As a local Roseville mortgage broker, we compare loan options across multiple lenders to find the best fit for your needs rather than offering a single bank’s products. You get personalized guidance, faster updates, and a smoother homebuying experience from start to finish.

How fast can I get pre-approved for a home loan?

Most homebuyers can receive a pre-approval within the same day once documents are submitted. Many borrowers even receive a pre-approval in just a few hours. As a local mortgage broker, we streamline the process by reviewing your information quickly and matching you with the right lender for your timeline.

Can I get help comparing different loan options?

Yes. We help you compare mortgage options side-by-side, including conventional, FHA, VA, jumbo, and first-time buyer programs. Because we work with multiple lenders, we can show you different rates, payment scenarios, and qualification requirements so you can choose the loan that aligns best with your goals.

jj mack Team

Trusted roseville
mortgage lenders

Expert mortgage advice, competitive rates and a smooth buying experience

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PURCHASING A HOME

Buying a home can be stressful. Picking the right mortgage banker will be the difference in getting the best loan, with the lowest rates and fees, while being available on your hours.

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REFINANCING A HOME

Are you looking to lower your interest rate and payment, shorten the number of years on your loan or remove that pesky mortgage insurance?

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CASH OUT REFINANCE

If you are looking to get cash out of your home to pay off debt, make some upgrades to your house or just need some extra cash, we’d love to show you how.

We’ve got your back.

The JJ Mack Team with American Pacific Mortgage is one of the top mortgage lenders, with offices in Roseville, Sacramento, and Loomis, dedicated to helping you make the best home loan decision for your family. As a direct lender, we streamline the process by avoiding the delays and frustrations often caused by traditional mortgage brokers and big banks. Our team focuses on finding the right home loan solution for your unique needs while delivering a stress-free and enjoyable experience from start to finish.

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What mortgage is right for you?

Whether you are ready to purchase, or refinance, the Loan Advisors at American Pacific Mortgage will help you choose the best mortgage that match your financial circumstances. We provide the options – you get the loan!

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Reverse Mortgage

Where You Can Find Us

As trusted mortgage lenders in Roseville and surrounding areas including Sacramento, Rocklin and Loomis, the JJ Mack Team combines local expertise with nationwide reach. With team members across the country, we’re equipped to guide homebuyers through the mortgage process no matter where they’re located.

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CALIFORNIA

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OREGON

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WASHINGTON

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ALASKA

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HAWAII

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NEVADA

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IDAHO

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ARIZONA

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ARKANSAS

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MONTANA

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TEXAS

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FLORIDA

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TENNESSEE

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COLORADO

Mortgage lenders in Roseville jj mack team

Meet Our Team

As trusted mortgage lenders with offices in Roseville, Sacramento and Loomis, we believe that educating our customers is the most important thing—and we take ownership of that every time we sit down or speak with one of our clients. Because of this, we’ve grown to become a household name. Even as we’ve expanded, we maintain a small-company feel where our employees enjoy coming to work every day. By combining innovative technology and devoted leadership with the greatest and happiest employees in the business, the JJ Mack Team fosters a culture of continuous innovation and growth.

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A Proven Track Record of Success

We can’t say enough about the amazing job that JJ Mack and his team did for us as they walked us through the loan process from beginning to end! JJ was a man of his word and went above and beyond to make sure our loan closed on time! We definitely look forward to working with JJ Mack again in the future and would certainly recommend to us by my sister and brother-in-law! So glad we gave him a call! 🙂

-Melissa B.

The best experience EVER! We purchased our house back in 2015. JJ Mack and his team were professional, assertive and beyond wonderful. Buying a home as a first time home buyer can be very stressful but working with JJ and his team always put mine and my husbands mind at ease. He was calm and patient and answered questions for me at the drop of a dime. I even needed JJ to help us with something after purchasing our home and without questions he was there to help! When we decide in our future to sell and purchase a new property JJ Mack has our business!

-Rachael D.

Just purchased a home using JJ Mack and his great team at American Pacific Mortgage. I will be recommending JJ’s team to all of my friends and family. I did not think that buying a home would be so easy!

-John Y.

JJ Mack & team are the best. We had been in a difficult loan process with another lender that went on for over five months. We were able to get this resolved in less than six weeks. We were at a point of not believing what people told us. We called often and were never treated as though we were a bother. JJ has helped many of our family members and I will go to him and his team first.

I cannot thank them enough; we have our lives back and we are in our home at last!

-Margo M.

JJ and his team were great, they really helped walk me through the process of buying my first home. Not only were they knowledgeable and helpful, but also understanding about my difficult schedule and accommodated me beyond my expectations.

They were even able to give me advice moving forward as a home owner and the ins and outs of my new mortgage.

Overall great communication and knowledge. I look forward to working with this team again in the future!

-Brett F.

LET'S CHAT

Frequently Asked Questions

Q: Why is the JJ Mack Team considered one of the best mortgage lenders in Roseville?

The JJ Mack Team is known for fast approvals, transparent communication, and a 5-star client experience. With over 106 verified 5-star Google reviews and deep expertise in the Roseville housing market, our team is trusted by both homebuyers and top real estate agents for delivering smooth, on-time closings.

Q: What types of home loans does the JJ Mack Team offer in Roseville?

We provide a wide range of mortgage options, including Conventional loans, FHA, VA, Jumbo, CalHFA first-time buyer programs, investment property loans, refinancing, and down payment assistance. We help you compare programs and find the best mortgage strategy for your financial goals.

Q: Does the JJ Mack Team serve areas outside of Roseville?

Yes. In addition to Roseville, we serve Rocklin, Lincoln, Loomis, Folsom, Granite Bay, Citrus Heights, Sacramento, Fair Oaks, El Dorado Hills, Antelope, Carmichael, and surrounding cities throughout Placer, Sacramento, and El Dorado counties.